Deferring Your
Tax Payments

Worried about meeting your provisional tax deadline dates? Put your worries aside because with Afirmo you can defer your IRD tax payment dates. Afirmo partners with PWC to provide you with this deferral opportunity.

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Defer your provisional tax due dates

100% acceptance guaranteed. Decide which of your IRD tax instalments to defer (one, two, three or all) and lock in the new due dates with the IRD.

Choose a new due date that suits you:
Sometimes tax due dates come at an inconvenient time, even with a bit of planning! Choose a new due date and get Afirmo to lock it in with the IRD.

Retain the cash in your business:
Defer the tax instalment and lock in a new due date. Use the saved funds to grow your business.

Choose your new due dates in the app

Use the Afirmo provisional tax due date feature to select a new due date and get Afirmo to lock it in with the IRD to ensure you retain your A1 compliance history.

Defer your tax due dates up to 1.5 years:
The IRD allows a maximum delay period, and Afirmo adheres to that. This is up to nearly 1.5 years for the first tax instalment.

Get reminders about the new due date:
Let Afirmo remind you when the new due date is coming up.

See the new due dates:
Keep track of the new agreed due dates in the app.

Get payment reminders:
Get payment reminders to make sure you never miss a payment.

Pay the IRD directly from the app:
Pay from the app or set up a payment authority for a future date to stay ahead.

Frequently Asked Questions

What does Afirmo do and what does PWC do?2025-04-09T07:35:27+12:00

What does Afirmo do and what does PWC do?

PWC is the tax pooling agency and Afirmo is a partner of PWC. Afirmo arranges the tax deferment with you and when you pay the tax on the new due date, we pay it to PWC, who pays it to the IRD.

Does the IRD really allow this?2025-04-09T07:34:44+12:00

Does the IRD really allow this?

Yes. The concept of tax pooling is not new. What is new is that most small businesses never get to hear about it! Afirmo has changed that making deferring your tax easy to access and cheap to arrange.

What happens if I don’t pay tax in the new due date?2025-04-09T07:37:15+12:00

What happens if I don’t pay tax in the new due date?

It is important that you pay the tax on the new delayed due date. If you don’t then the arrangement with the IRD will be cancelled. The IRD may then charge interest and penalties for the late payment. The Afirmo fees are non-refundable, so will be a waste if you do not fulfil your end of the arrangement

Is it expensive to organise?2025-04-09T07:36:35+12:00

Is it expensive to organise?

No – it is affordable! Afirmo charges a small fee to organise, which is either a base fee of $25+GST or a premium fee of $50+GST. The fee type will depend on the amount of tax being deferred and the length of the deferred period. These fees can be waived if you are an Afirmo Supercharge Pro plan account holder. There is also a cost of capital fee, which is, in effect, interest for delaying the tax payment. The calculator will show you the fee and you can decide whether to proceed or not

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A word from real customers

See who’s using Afirmo

⭐⭐⭐⭐⭐
Trusted by 7,500+ Users

This platform is not just a tool; it’s a solution that alleviates the burden of tax preparation, allowing businesses to focus on growth and profitability without being bogged down by the complexities of financial management.

I signed up to Afirmo wondering how much use it would be to my existing business. Turns out it is helping to refine and streamline my business so much! I’m no longer daunted by the end of the tax year.

The team at Afirmo are an absolute pleasure to work with. They’re passionate, professional and genuine and stand behind who they are and what they do and do it to a high standard

Unbelievably excellent service! A huge thank you to Afirmo for going above and beyond to help me out.

With Afirmo, I effortlessly have all my tax info and income details readily available, while Afirmo handles the entire process in the background. The customer service is spectacular. It’s never taken the customer services team longer than 10 minutes to reply to me and they always come back with a resolution.

Really efficient and honest advice in regard to taxes. Would definitely consider Afirmo for tax purposes and would recommend to anyone.

Accountant + Software in one

Simple, Affordable Pricing

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Annual Monthly

Boost
$50/Month
$46 on Annual Plan

Boost
$600 $550/Year
Save $50

Best for non-GST Sole Traders that:

Don’t need GST returns
Need a year-end Business Income Tax return
Need tax and accounts support

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Includes:

✔️ Expense Claims
✔️ P&L and Balance Sheet
✔️ Link Bank Accounts
✔️ Business Wallet
✔️ Expert Support
✔️ Expense Claims
✔️ Taxes Paid Automatically
✔️ Business Income Tax return

Free FY25 Income Tax return*

Rocket
$70/Month
$65 on Annual Plan

Rocket
$840 $770/Year
Save $70

Best for GST registered Sole Traders that:

Need Afirmo to prepare and file up to two GST returns per year
Need a year-end Business Income Tax return
Need tax and accounts support

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Everything in Boost, plus:

✔️ 2 Business GST returns

✔️ IRD Representation

Free FY25 Income Tax return*

Supercharge
$95/Month
$88 on Annual Plan

Supercharge
$1,140 $1,045/Year
Save $95

Best for Small Companies that:

Need Afirmo to prepare and file up to six GST returns per year
Need a year-end Business Income Tax return
Need tax and accounts support
Need year-end accounts prepared.

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Everything in Rocket, plus:

✔️ 6 Business GST returns

✔️ Year-End Accounts

Free FY25 Income Tax return*

Supercharge PRO
$150/Month
$138 on Annual Plan

Supercharge PRO
$1,800 $1,650/Year
Save $150

Best for Growing Companies that:

Need Afirmo to prepare and file up to 12 GST returns per year
Need a priority year-end Business Income Tax return
Need a director or shareholder personal tax return included
Need one hour per month of bookkeeping support
Fees-Free IRD tax payment date deferment
Need year-end accounts prepared

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Everything in Supercharge, plus:

✔️ 12 Business GST returns

✔️ Year End Accounts

⭐ Priority Tax return filing

⭐ One Shareholder Tax return

⭐ Bookkeeping support

⭐ Fees-Free tax deferment

Annual Monthly

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Service

Director Appointment

Director Resignation

Price NZD

$50 One-off fee +GST

$75 One-off fee +GST

$175 One-off fee +GST

See how Afirmo compares

Afirmo vs Hnry

Afirmo allows full financial control for all business types, whereas Hnry acts as a payments provider catering to sole traders. Hnry takes a percentage cut of your earnings while Afirmo tell you what to save while the money sits in your own accounts.

Afirmo vs Xero

Xero’s robust range of integrations and plugins caters well to large and complex organisations who use an accountant alongside their software. Until now, there haven’t been many alternatives for smaller businesses, people who don’t need all the bells and whistles, who are looking for a solution without the price tag.

Afirmo vs Traditional Accountant

There is no denying that an accountant can help you to minimise your tax bills (legally). But with more tax advice comes larger accounting bills, which aren’t justifiable for smaller businesses. Afirmo gives you the best of both worlds – affordable accounting software, and accountants to check your tax returns.

Afirmo vs MYOB

Afirmo’s tax and accounting software is simple to understand, and use, and is designed for the owners of small businesses. MYOB has built an accounting system aimed at bookkeepers and business owners with extensive accounting know-how. The MYOB software manages accounting and GST, but not income tax – unlike Afirmo which manages everything.

Afirmo vs Beany

Afirmo and Beany do both offer business accounting and tax management services, but each approach these services in very different ways (resulting in very different pricing). Beany is like a virtual accountant working on top of your existing accounting software subscription (like Xero). Afirmo, by contrast, is a one-stop-business-support-shop software platform