Our Tools
Insurance Tool
Afirmo has partnered with leading insurance brokers and Tier One insurance underwriters (the large companies that actually insure you) to bring you a suite of insurance products. Afirmo’s Insurance Tool is integrated with Afirmo’s other tools to bring you some unique benefits.
Protect what you’ve built
You’ve poured your hopes, dreams, time, money, and energy into starting your small business, now’s the time to protect what you’ve built. No one wants to think about things going wrong, but we think it’s better to be safe than sorry.
Afirmo’s got you covered. Whatever industry you’re in or stage your business is at, we’ll help you find the best insurance options for you.
Afirmo’s Unique Insurance Tool
Most online insurance tools are offered by insurance underwriters directly to the public to cut out the broker. The broker can represent the customer (you) or the underwriters. Here at Afirmo we only partner with brokers that represent our customers because when it comes to claim time, we need to know we are all batting for the same side, you!
Afirmo has built a truly unique insurance tool because we collect information from other tools in Afirmo to help protect you better:
When you complete your Afirmo Business Profile, Afirmo will help you choose your BIC code (Business Industry Classification). We use this code to identify what insurance cover you should consider
If you use Afirmo’s Money Tool and categorise a transaction to an asset, Afirmo will alert you so that you can consider arranging asset insurance for that new purchase
If you have business interruption insurance at a set income level and the money or tax tool can see you have grown past that level, Afirmo alerts you to review your cover
Building an integrated small business app with an insurance tool allows Afirmo to embed these features in a unique way to help you keep on top of things.
Insurance is only useful if its current and set at the right levels, based on what your business is up to.
With Afirmo’s Insurance Tool you can:
Get Competitive Quotes
Get an online competitive quote from Afirmo’s broker partners, tailored to your business on a no-obligation basis.
Schedule a broker meeting
Arrange a meeting straight from the app. Use the Zoom link or arrange a phone call. We will have you covered in minutes.
See possible insurances
Based on your Business Industry Classification (BIC) Code Afirmo will show you insurance covers that you should consider.
Receive Renewal Reminders
Upload your existing policies into Afirmo and we will alert you come renewal time.
Be Open to Offers
If you choose to, Afirmo will work behind the scenes to try and beat your existing insurance costs. We will tell you if we can save you money.
Receive Money Tool Alerts
If you use Afirmo’s Money Tool, and we see a change in your position, we will alert you to review your insurance cover.
Receive an Insurance Summary
See all your uploaded insurance policies at a glance in the summary including total premium amounts.
Who does Afirmo partner with to offer Insurance?
Afirmo is a regulated Financial Service Provider (FSP1003091) governed by the Department of Internal Affairs. Afirmo partners with RMA General Limited, also a registered Financial Services Provider (FSP691192) to offer insurance brokerage services.
RMA General Limited is an insurance broker trading as RMA Financial.
RMA General works with all the leading insurance underwriters including:
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American International NZ Ltd. A rating. Group trading since 1919. |
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Chub Insurance New Zealand Ltd. AA- rating. Group trading since 1882. |
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Delta Insurance NZ Ltd. A+ rating. Group trading since 2014. (Underwrites on behalf of Lloyds). |
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Dual NZ Ltd. A+ rating. Group trading since 1994. (Underwrites on behalf of Lloyds). |
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Zurich Australian Insurance Ltd. AA- rating. Group trading since 1872. |
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IAG New Zealand Ltd. AA- rating. Group trading since 1859. |
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QBE Insurance (Australia) Ltd. A+ rating. Group trading since 1886. |
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Vero Insurance NZ Ltd. AA- rating. Group trading since 2003. Part of Suncorp New Zealand group. |
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Star Underwriting Agents Ltd. A+ rating. Group trading since 2002. |
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Hollard Insurance Company Pty Ltd. A- rating. Group trading since 1980. |
Guide to financial strength ratings:
| AAA | Extremely Strong |
| AA | Very Strong |
| A | Strong |
| BBB | Good |
| BB | Marginal |